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Buyer's Guide

Finding the Right Home is Better With the Right Team

Home Buying Refined

Our Concierge Buying Service includes systems that customize and streamline the home-buying process for you. Our Buyer's agents are fully accredited and have specialized training working with Luxury and Senior home buyers, as well as Real Estate Negotiation certification. Our mission is to provide guidance, service, and communication along each step of the process. 

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We Commit to…

  • Helping you navigate financing
  • Providing insight on various Richmond communities
  • Previewing homes in advance, on your behalf
  • Personally touring homes and neighborhoods with you
  • Keeping you informed of new homes on the market
  • Advising you of other homes that have sold and for how much
  • Writing the strongest offer possible and negotiating on your behalf
  • Guiding you through the new build process, should you prefer
  • Providing full-service coordination of your purchase transaction and closing
  • Ensuring that your home search is a positive and memorable experience and meets your individual needs

Our Real Estate Business Has Been Built Around One Guiding Principle:
It’s All About You.

Ready to Start Your Search?

Browse Properties

The Homebuying Process

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Secure financing

Knowing exactly how much you can comfortably spend on a home reduces the potential frustration of looking at homes beyond your means. We will provide you a step by step on securing approval, help you find a lender, tell you what documentation to provide and guide you on the do’s and don’ts of mortgage approval.

Mortgage Calculator
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Home Goals Consultation

We will help you narrow down the features that you want, including your preferred area/schools, lifestyle, square footage and more. We’ll decide which items are most important, deal breakers and nice-to-haves. We know Richmond and all it’s beautiful corners and we can help you find the perfect community and home for you.

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Select Properties

In addition to pre-screening properties for you, we will provide you with access to an MLS portal that offers you access to new properties, as they hit the market. We will schedule your tours and accompany you as you compare homes, assess price and address questions. Our wide access to colleagues with KW and other brokers allows us to get questions answered and gauge market interest quickly and efficiently.

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Make an Offer

Our professional certification as Real Estate Negotiation Expert gives your offer a leg up on other Buyers. We know how to balance price, closing date and contingency details to give your offer its best chance of standing out.

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Inspections & Appraisals

Typically, a Buyer will make an offer that is contingent on a good inspection. We can refer you to a professional who will work on your behalf and then assess which items we want to address with the Seller. The appraisal determines the property’s value, which will need to be provided to finalize the home loan.

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Closing Day

This is the day you get the keys! We will help you prepare, find a moving company, do your final walk-through and be by your side as you sign the paperwork.

The Mortgage and Loan Process

  • Application and interview.
  • Buyer provides pertinent documentation, including verification of employment.
  • Credit report is requested.
  • Appraisal scheduled for current home owned (if any).
  • Loan package is submitted to the underwriter for approval.
  • Parties are notified of approval.
  • Loan documents are completed and sent to title.
  • Title exam, insurance, and title survey conducted.
  • Borrowers come in for final signatures.
  • The lender reviews the loan package.
  • Funds are transferred by wire.

We recommend our buyers get pre-qualified before beginning their home search. Knowing exactly how much you can comfortably spend on a home reduces the potential frustration of looking at homes beyond your means.

Guiding Your Journey

Tina Morris Real Estate is a team of devoted real estate professionals serving Richmond and the surrounding areas. With years of experience, connections, and service, our clients receive the best tools and guidance to buy or sell their home.

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Get in Touch

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Contact Details

Tina Morris & Co.

(804) 286-4589
[email protected]

15871 City View Dr Midlothian VA 23113